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Islamic Will (Wasiyyat) Generator

Create a Shariah-compliant will and download as PDF

اردو العربية
This tool provides educational assistance only and is NOT legal, financial, or religious advice. Please consult a qualified Islamic scholar (Mufti) and, where relevant, a local lawyer before finalizing or signing this document.
Step 1 of 12 0% Completed

Step 1: Personal Information

Enter your legal identification and address details. Today's date is prefilled but remains editable.

Step 2: Opening Declaration

Through this declaration, the Testator affirms their Islamic faith, commitment to the teachings of Islam, and their wish for all matters relating to their funeral, will, and estate to be carried out in accordance with the Holy Qur'an and the Sunnah of Prophet Muhammad ﷺ.

* This declaration acts as a solemn witness statement required of a devout Muslim.

Step 3: Family Information

Record your family members. This list is for record-keeping and executor guidance only (it does NOT automatically calculate Quranic shares).

Step 4: Asset Inventory

List all your assets. Itemizing helps executors trace assets. You can also override and type a quick manual total value directly.

Total Assets Value: 0.00 PKR

Step 5: Debts & Liabilities

Under Islamic law, all outstanding debts, unpaid liabilities, and monetary dower (Mahr) must be settled from the estate before distributing any bequests or inheritances.

Total Debts / Liabilities: 0.00 PKR
Net Estate Value (Assets minus Debts): 0.00 PKR

Step 6: Bequest (Wasiyyah) up to 1/3

You are permitted to allocate up to 1/3 (one-third) of your net estate value to non-heirs (e.g. charities, friends, non-inheriting relatives). Fixed Quranic heirs cannot receive bequests.

Maximum Shariah bequest allowed (1/3 of estate): 0.00 PKR
Total allocated so far: 0.00 PKR
Remaining bequest allowance: 0.00 PKR

Step 7: Executor (Executor of the Islamic Will)

Appoint a trustworthy, honest, and reliable person as the Executor of your Islamic Will, who will be responsible for administering and ensuring the execution of this Will in accordance with Islamic law (Shariah) after your death.

Step 8: Guardian for Minor Children

If you have children under 18, choose a guardian to take custodial and financial care of them according to Islamic values in the event of your death.

Step 9: Funeral & Burial Wishes

Request simple, Shariah-compliant funeral arrangements and designate cemetery preferences for your burial.

Step 10: Islamic Clauses

Select which moral exhortations, legal declarations, and religious clauses to incorporate in your final will document. You can add a custom personal message at the bottom.

Step 11: Witnesses

To validate an Islamic Will, it should be witnessed by two adult Muslim witnesses of sound mind. Entering their details below will output blank signature blocks on the exported PDF for manual physical signing.

Witness 1

Witness 2

Step 12: Review & Export

Your Shariah will draft is complete. Confirm all information in the preview sidebar looks accurate, then download the PDF. Make sure to print the document and physically sign it along with your two witnesses.

Form Verification Complete: All data is stored locally in your browser cache. You can download the formatted PDF right now. Signatures and witnesses are blank for legal manual ink signing.
Live Document Preview A4 PDF Sheet
Template:

Drag or scroll inside the paper view to preview layout adjustments. PDF will print perfectly in A4 margins.

Comprehensive Shariah Guide to Islamic Wills (Wasiyyah)

Reading Time: 12–15 mins
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Chapter 1: What is a Wasiyyah (Islamic Will) and its Importance?

What is an Islamic Will (Wasiyyah)?

An Islamic Will (Wasiyyah) is a Shariah-compliant document that outlines a Muslim's instructions regarding their financial affairs, settling debts, returning trusts (Amanah), funeral and burial arrangements, and voluntary bequests after their death, ensuring all wishes conform to the Holy Qur'an and Sunnah.

In Islam, a will is not just a tool to distribute material possessions; it is a mechanism to settle obligations toward Allah and fellow human beings. Thus, Islam has declared writing a will to be an essential religious duty, particularly for those with outstanding financial liabilities or specific bequests to register.

In modern times, especially for Muslims residing in non-Muslim majority countries, writing a will is essential. Without a Shariah-compliant will, local civil courts divide intestate assets according to secular laws, which vary widely from the mandated divisions of Islamic estate law.

Importance of the Will in Islam

Islam is a complete way of life that extends guidance to all post-death affairs. A will prevents family disputes, preserves financial transparency, and protects legal rights. In a well-known narration, the companion Ibn Umar wrote down his will every night, showing the high degree of alertness expected of a Muslim regarding their end.

An Islamic Will accomplishes the following critical objectives:

  • Timely settlement of outstanding debts and commercial obligations.
  • Returning trusts and properties kept in safekeeping (Amanah).
  • Executing voluntary bequests within lawful Shariah boundaries.
  • Stating preferred Islamic funeral and burial arrangements.
  • Preventing disputes and legal complex processes among surviving heirs.

Quranic Authority on Wills

Allah Almighty has directly legislated wills and inheritances in the Holy Quran.

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كُتِبَ عَلَيْكُمْ إِذَا حَضَرَ أَحَدَكُمُ الْمَوْتُ إِنْ تَرَكَ خَيْرًا الْوَصِيَّةُ لِلْوَالِدَيْنِ وَالْأَقْرَبِينَ بِالْمَعْرُوفِ ۖ حَقًّا عَلَى الْمُتَّقِينَ
"Prescribed for you when death approaches any of you if he leaves wealth is that he should make a bequest for the parents and next of kin on a reasonable basis—a duty upon the righteous."
Brief Explanation: This verse establishes the fundamental legitimacy of making a bequest. Following the revelation of Surah An-Nisa (where fixed inheritance shares were determined), scholars noted that bequests are primarily directed toward non-heirs, while automatic heirs inherit according to their Quranic ratios.
Surah Al-Baqarah: 180 [1]
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مِنۢ بَعۡدِ وَصِيَّةٍ يُوصِي بِهَآ أَوۡ دَيۡنٍ
"This division is after any bequest he may have made or debt."
Jurist Benefit: This segment establishes the order of estate settlement. In Islamic law, funeral costs are settled first, then debts are cleared, followed by bequests (up to 1/3), and finally, the remaining estate is distributed among the legal heirs.
Surah An-Nisa: 11–12 [2]
Key Takeaways from this Chapter:
  • An Islamic Will is a vital document for every practicing Muslim.
  • A will protects financial rights and outlines voluntary bequests.
  • The Quran details the importance of will preparation and debt settlement.
  • Estate distribution only occurs after debts and lawful bequests are fully cleared.
Chapter 2: Prophetic Sunnah Importance →
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Chapter 2: Prophetic Sunnah and its Guidance on Wills

The Sunnah of Prophet Muhammad ﷺ is the second primary source of Islamic law. Through various traditions, the Prophet ﷺ emphasized the importance of preparing a will, its boundaries, and the protection of heir interests.

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عَنْ عَبْدِ اللَّهِ بْنِ عُمَرَ رَضِيَ اللَّهُ عَنْهُمَا، أَنَّ رَسُولَ اللَّهِ ﷺ قَالَ: «مَا حَقُّ امْرِئٍ مُسْلِمٍ، لَهُ شَيْءٌ يُوصِي فِيهِ، يَبِيتُ لَيْلَتَيْنِ إِلَّا وَوَصِيَّتُهُ مَكْتُوبَةٌ عِنْدَهُ»
"It is not permissible for any Muslim who has something to bequeath to stay for two nights without having his last will and testament written and kept ready with him."
Explanation: This tradition urges promptness in writing a will. If a person has debts, trusts, or specific instructions, they must write them down immediately to prevent loss of rights. Abdullah bin Umar noted that after hearing this, he never spent a single night without his written will.
Sahih al-Bukhari (2738), Sahih Muslim (1627) [3]
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عَنْ سَعْدِ بْنِ أَبِي وَقَّاصٍ رَضِيَ اللَّهُ عَنْهُ قَالَ: قُلْتُ: يَا رَسُولَ اللَّهِ، إِنِّي ذُو مَالٍ، وَلَا يَرِثُنِي إِلَّا ابْنَةٌ لِي، أَفَأُوصِي بِمَالِي كُلِّهِ؟ قَالَ: لَا. قُلْتُ: فَبِالشَّطْرِ؟ قَالَ: لَا. قُلْتُ: فَبِالثُّلُثِ؟ قَالَ: الثُّلُثُ، وَالثُّلُثُ كَثِيرٌ...»
Sa'd bin Abi Waqqas said: "O Messenger of Allah! I have wealth and only one daughter inherits from me. Can I bequeath all my wealth?" The Prophet ﷺ said: "No." He asked: "Half?" The Prophet ﷺ said: "No." He asked: "One-third?" The Prophet ﷺ said: "One-third, and one-third is a lot." He added: "It is better to leave your heirs wealthy than to leave them poor and begging from people."
Explanation: This Hadith sets the legal limit for optional bequests to non-heirs. A testator can only bequeath up to 1/3 of their net assets to charity or non-heirs, protecting the financial security of legal heirs.
Today's Action

Ensure that any voluntary bequests to charities, institutions, or friends do not exceed 1/3 of your total estate value.

Sahih al-Bukhari (1295), Sahih Muslim (1628) [4]
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«إِنَّ اللَّهَ قَدْ أَعْطَى كُلَّ ذِي حَقٍّ حَقَّهُ، فَلَا وَصِيَّةَ لِوَارِثٍ»
"Indeed, Allah has given each right-holder their due right, so there is no bequest for an heir."
Explanation: A bequest in a will cannot be made to an automatic legal heir (such as a spouse, son, daughter, parent, etc.), as their shares are already set by Allah in the Quran. A bequest to an heir is void unless all other legal heirs unanimously approve it after the testator's death.
Sunan Abi Dawud (2870), Sunan Ibn Majah (2713) [5]
Key Takeaways from this Chapter:
  • Wills should be written promptly if there are active obligations.
  • Voluntary bequests are limited to a maximum of 1/3 of the net estate.
  • Bequests cannot be made to automatic legal heirs.
  • Islam prioritizes protecting heir interests and minimizing disputes.

More Reading:

Islam Question & Answer (IslamQA)
View Link
IslamWeb Fatwa Portal
View Link
← Chapter 1: What is a Wasiyyah? Chapter 3: Shariah Status →
⚖️

Chapter 3: Shariah Status and Classifications of Wills

In Islamic jurisprudence, the ruling on writing a will is not identical for everyone. Depending on individual circumstances, it falls under four categories: **Obligatory (Wajib)**, **Recommended (Mustahabb)**, **Permissible (Mubah)**, and **Forbidden (Haram)**.

1. Obligatory Will (Wajib)

Obligatory when a Muslim has outstanding liabilities (debts, trusts, mahr, commercial loans) that are unknown to others and would be lost upon death. A will prevents injustice to creditors.

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«مَا حَقُّ امْرِئٍ مُسْلِمٍ، لَهُ شَيْءٌ يُوصِي فِيهِ، يَبِيتُ لَيْلَتَيْنِ إِلَّا وَوَصِيَّتُهُ مَكْتُوبَةٌ عِنْدَهُ»
"It is not permissible for any Muslim who has something to bequeath to stay for two nights without having his last will and testament written..."
Sahih al-Bukhari (2738), Sahih Muslim (1627) [3]
2. Recommended Will (Mustahabb)

Recommended for individuals without urgent debts who wish to bequeath a portion (up to 1/3) of their estate to charities, orphans, mosques, or non-inheriting relatives as Sadaqah Jariyah.

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«الثُّلُثُ، وَالثُّلُثُ كَثِيرٌ»
"One-third, and one-third is a lot."
Sahih al-Bukhari (1295), Sahih Muslim (1628) [4]
3. Permissible Will (Mubah)

Applies to instructions regarding personal belongings, assets management, book distributions, or legal guides that are simple administrative actions.

4. Forbidden / Void Will (Haram)

Any will that seeks to deprive a legal heir of their Quranic share, alters inheritance ratios, exceeds the 1/3 threshold without consensus, or supports un-Islamic activities.

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«إِنَّ اللَّهَ قَدْ أَعْطَى كُلَّ ذِي حَقٍّ حَقَّهُ، فَلَا وَصِيَّةَ لِوَارِثٍ»
"Indeed, Allah has given each right-holder their due right, so there is no bequest for an heir."
Sunan Abi Dawud (2870), Sunan Ibn Majah (2713) [5]
Key Takeaways from this Chapter:
  • Wajib wills clear outstanding obligations to prevent rights loss.
  • Voluntary charity is recommended under the 1/3 threshold.
  • Forbidden wills include allocations to heirs or changing inheritance ratios.
  • Muslims must carefully compile wills in compliance with Shariah guidelines.
← Chapter 2: Prophetic Sunnah Importance References & Bibliography →

References & Bibliography

1. Holy Qur'an
  • [1] Surah Al-Baqarah, Verse 180 (Legitimacy of making voluntary bequests).
  • [2] Surah An-Nisa, Verses 11-12 (Fixed shares of inheritance and debt settlement order).
2. Prophetic Hadith
  • [3] Sahih al-Bukhari, Hadith 2738; Sahih Muslim, Hadith 1627 (Duty of promptness in writing a will).
  • [4] Sahih al-Bukhari, Hadith 1295; Sahih Muslim, Hadith 1628 (The 1/3 limit on voluntary bequests).
  • [5] Sunan Abi Dawud, Hadith 2870; Sunan Ibn Majah, Hadith 2713 (Prohibition of bequests to heirs).
3. Juristic References
  • [6] IslamQA Fatwa Portal, Fatwa 612406: Rulings on bequests to heirs.
  • [7] IslamWeb Fatwa Portal, Fatwa 25102: Shariah rules on bequests.